Insurance 101

Insurance riders: What are they and why you may need them

If you have valuables in your home like jewelry or artwork, you’ll likely need an insurance rider (also known as an  endorsement  or  scheduled...

Continue Reading

Farmers markets: What kind of insurance do I need?

Your booth at the farmers market is beautifully stocked with fresh produce and even a few homemade goodies. You greet each customer, welcome your...

Continue Reading

Differences between mine subsidence and earthquake damage

When natural events damage your home, they aren’t always covered by insurance. In fact, three potentially destructive perils – flood, earthquake, a...

Continue Reading

The difference between UM and UIM — and what it means when you’re on the road

You never know when you might get in an auto accident — or who the other driver will be. According to the Insurance Research Council, one in seven...

Continue Reading