Business and Nonprofit

Nonprofit and Human Services organizations


You take care of people, let us take care of you.

As a human services organization, your insurance needs are unique and often don’t fit inside just one box. Just like you protect and care for the clients and communities you serve, you rely on your insurance coverage to protect and care for you in the event of an emergency.

From commercial daycare centers, Boys & Girls clubs, food pantries, and more, our coverage is designed and priced with your organization’s needs in mind.

 


 

Coverage options can include:


Your clients rely on you to provide advice, counseling, or care for their loved ones. What happens when your employee gives the wrong advice or misses a step in providing care? Human Services professionals owe their clients a duty of care. If that is breached and the client suffers an injury, your organization could be held responsible for the actions of your employees.

A parent notifies you that their child was abused by another child while in your care. This claim needs to be investigated. Your business may need legal services and you may be required to pay damages. Children in your care are vulnerable and require your protection. Abuse and molestation coverage can help your business get through an unfortunate event like this.

Our WRAP provides unique coverage to address your unique needs like Insured’s Work Material Expenses, Damage to Property Caused by Client, and Additional Insured – Human Services Organizations. Protect more of your organizations liability risks.

Our WRAP provides coverage to address your unique needs like Automated External Defibrillators, Emergency Vacating Expense, Key Employee Replacement, Client Property, and more. Protect more of your organization’s property risks.

When an employee is injured on the job, how do you know what to do next? Do they need to see a doctor, should you call an ambulance? Maybe your employee says they are fine but should they “walk it off” or could walking escalate their injuries? Most employers and managers don’t have the medical training to give onsite diagnosis and care when employees are injured. With Nurse Hotline, an injured employee can talk directly to a trained professional nurse and get answers on the spot.

*These descriptions are intended to provide general guidance only and do not guarantee that there will be coverage for any specific claim. SECURA must be notified as soon as practicable regarding anything which may result in a claim, after which time a coverage analysis will be conducted based upon the specific facts of the claim, the insurance policy or policies, and applicable law. 

 

Did you know we cover these organizations?

  • 4K and 5K Programs
  • Academic Enrichment Programs
  • Adult Day Care
  • Alcohol and Other Drug Abuse (AODA) Services Outpatient
  • Assistance Dogs
  • Autism Service Organizations
  • Boys and Girls Clubs
  • Child Care Centers (licensed)
  • Childcare Resource Centers
  • Community Centers
  • Domestic Abuse Shelters
  • Domestic Abuse Counseling
  • Food Pantries and Food Banks
  • Home Companion Care
    (Non-skilled and non-medical)
  • Homeless Shelters
  • Intervention Programs
  • Meals on Wheels
  • Nutritionist or Dietitian Organizations
  • Psychologist Organizations
  • Religious Retreat Center or Camp
  • Respite Care
  • Secondhand Stores
  • Senior Centers
  • Social Work Organizations
  • Speech Pathologist/Therapy Organizations
  • Suicide Helpline
  • Tutoring Centers
  • Vocational Training
  • Work Centers
  • Youth Activity or Recreation Group
  • United Way

This is not a fully exhaustive list of eligibility and each risk will be underwritten based on the characteristics and merits of the account for final consideration. Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to sell all types of insurance. Please read the policy carefully.